{"id":51205,"date":"2025-08-17T07:28:45","date_gmt":"2025-08-17T00:28:45","guid":{"rendered":"https:\/\/www.gosipgarut.id\/read\/?p=51205"},"modified":"2025-08-17T07:28:45","modified_gmt":"2025-08-17T00:28:45","slug":"ojk-ganti-istilah-pinjol-jadi-pindar-untuk-hilangkan-stigma-negatif","status":"publish","type":"post","link":"https:\/\/www.gosipgarut.id\/read\/2025-51205\/ojk-ganti-istilah-pinjol-jadi-pindar-untuk-hilangkan-stigma-negatif.html","title":{"rendered":"OJK Ganti Istilah \u201cPinjol\u201d Jadi \u201cPindar\u201d, untuk Hilangkan Stigma Negatif?"},"content":{"rendered":"

GOSIPGARUT.ID —<\/b> <\/span> Otoritas Jasa Keuangan (OJK) resmi memperkenalkan istilah baru: \u201cpindar\u201d atau pinjaman daring, menggantikan sebutan \u201cpinjol\u201d yang telanjur akrab di telinga publik.<\/p>\n

Pergantian istilah ini bukan sekadar permainan kata. OJK ingin memisahkan antara layanan pinjaman online yang legal dan diawasi dengan praktik ilegal yang kerap merugikan masyarakat.<\/p>\n

\u201cSelama ini istilah pinjol identik dengan praktik yang merugikan. Kami memilih istilah baru yang lebih netral dan positif,\u201d ujar Kepala Eksekutif Pengawasan Perilaku Pasar, Edukasi Keuangan, dan Perlindungan Konsumen OJK, Friderica Widyasari Dewi, Sabtu (16\/8\/2025).<\/p>\n

Hilangkan stigma negatif<\/b><\/p>\n

Menurut Friderica, penggunaan istilah pindar diharapkan bisa mengembalikan kepercayaan publik terhadap layanan pinjaman daring yang sah dan berizin. Meski istilah berubah, ia menegaskan fungsi dan regulasi tetap sama.<\/p>\n

Aturan mengenai tata kelola, kewajiban izin usaha, hingga perlindungan konsumen tidak bergeser sedikit pun. \u201cPerubahan istilah tidak mengubah regulasi. Semua ketentuan tetap berlaku,\u201d kata Friderica.<\/p>\n

Waspada jebakan ilegal<\/b><\/p>\n

OJK juga mengingatkan masyarakat agar tetap waspada terhadap praktik pinjaman ilegal. Friderica mendorong publik untuk selalu memeriksa legalitas penyedia layanan melalui daftar resmi yang dikeluarkan OJK.<\/p>\n

Dengan langkah ini, otoritas berharap citra buruk yang melekat pada istilah \u201cpinjol\u201d bisa perlahan terkikis, dan layanan pinjaman daring kembali dipandang sebagai instrumen keuangan formal yang sah. ***<\/b><\/p>\n","protected":false},"excerpt":{"rendered":"

GOSIPGARUT.ID — Otoritas Jasa Keuangan (OJK) resmi memperkenalkan…<\/p>\n","protected":false},"author":2,"featured_media":51207,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"two_page_speed":[],"footnotes":""},"categories":[3],"tags":[1346,19688,9249,19689],"newstopic":[],"class_list":["post-51205","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nasional","tag-ojk","tag-pindar","tag-pinjol","tag-stigma-negatif"],"yoast_head":"\nOJK Ganti Istilah \u201cPinjol\u201d Jadi \u201cPindar\u201d, untuk Hilangkan Stigma Negatif? » Gosip Garut<\/title>\n<meta name=\"description\" content=\"OJK Ganti Istilah \u201cPinjol\u201d Jadi \u201cPindar\u201d, untuk Hilangkan Stigma Negatif? 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