{"id":22491,"date":"2021-11-12T04:19:30","date_gmt":"2021-11-11T21:19:30","guid":{"rendered":"https:\/\/www.gosipgarut.id\/read\/?p=22491"},"modified":"2021-11-12T04:19:30","modified_gmt":"2021-11-11T21:19:30","slug":"fatwa-mui-pinjol-haram-karena-riba-mengancam-dan-membuka-aib","status":"publish","type":"post","link":"https:\/\/www.gosipgarut.id\/read\/2021-22491\/fatwa-mui-pinjol-haram-karena-riba-mengancam-dan-membuka-aib.html","title":{"rendered":"Fatwa MUI: Pinjol Haram karena Riba, Mengancam dan Membuka Aib"},"content":{"rendered":"<p><span style=\"color: #ff0000;\"><b>GOSIPGARUT.ID &#8212;<\/b> <\/span>Ijtima Ulama Komisi Fatwa Majelis Ulama Indonesia (MUI) menetapkan aktivitas pinjaman <i>online<\/i> haram dikarenakan terdapat unsur riba, memberikan ancaman, dan membuka rahasia atau aib seseorang kepada rekan orang yang berutang.<\/p>\n<p>&#8220;Layanan pinjaman baik <i>offline<\/i> maupun <i>online<\/i> yang mengandung riba, hukumnya haram, meskipun dilakukan atas dasar kerelaan,&#8221; kata Ketua MUI Bidang Fatwa Asrorun Niam Soleh dalam penutupan Ijtima Ulama Komisi Fatwa MUI, Kamis (11\/11\/2021).<\/p>\n<p>Dia menyebutkan pada dasarnya perbuatan pinjam meminjam atau utang piutang merupakan bentuk akad &#8220;tabarru&#8221; atau kebajikan atas dasar saling tolong menolong yang dianjurkan sejauh tidak bertentangan dengan prinsip-prinsip syariah.<\/p>\n<p>Namun, apabila dalam praktiknya penagihan piutang dilakukan dengan memberikan ancaman fisik atau membuka rahasia (aib) seseorang yang tidak mampu membayar utang adalah haram.<\/p>\n<p>Selain itu bagi orang yang meminjam apabila sengaja menunda pembayaran hutang bagi yang mampu, hukumnya adalah haram.<\/p>\n<p>&#8220;Adapun memberikan penundaan atau keringanan dalam pembayaran hutang bagi yang mengalami kesulitan, merupakan perbuatan yang dianjurkan (<i>mustahab<\/i>),&#8221; kata Niam.<\/p>\n<p>Terkait dengan maraknya aktivitas pinjaman <i>online<\/i> di masyarakat, MUI merekomendasikan pemerintah dalam hal ini Kementerian Kominfo, Polri, dan OJK hendaknya terus meningkatkan perlindungan kepada masyarakat dan melakukan pengawasan serta menindak tegas penyalahgunaan pinjaman <i>online<\/i> atau\u00a0<i>finansial technologi peer to peer lending\u00a0(Fintech Lending)<\/i> yang meresahkan masyarakat.<\/p>\n<p>Di sisi pihak penyelenggara pinjaman <i>online<\/i> juga hendaknya menjadikan fatwa MUI sebagai pedoman dalam semua transaksi yang dilakukan. Sedangkan bagi umat Islam, kata Niam, hendaknya memilih jasa layanan keuangan yang sesuai dengan prinsip Syariah. <b>(Ant)<\/b><\/p>\n","protected":false},"excerpt":{"rendered":"<p>GOSIPGARUT.ID &#8212; Ijtima Ulama Komisi Fatwa Majelis Ulama&#8230;<\/p>\n","protected":false},"author":2,"featured_media":22493,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"two_page_speed":[],"footnotes":""},"categories":[35],"tags":[8999,10057,10056],"newstopic":[],"class_list":["post-22491","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-budaya","tag-fatwa-mui","tag-karena-riba","tag-pinjol-haram"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Fatwa MUI: 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